Call reports 2007
STATE BANK OF INDIA (CALIFORNIA) — 2007
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 353,756,000 | 382,218,000 | 429,893,000 | 474,920,000 |
| Total loans | 208,833,000 | 208,883,000 | 223,139,000 | 275,183,000 |
| Allowance for loan losses | 2,252,000 | 2,284,000 | 2,407,000 | 2,688,000 |
| Securities available for sale | 127,175,000 | 158,948,000 | 190,395,000 | 185,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,156,000 | 291,694,000 | 333,448,000 | 363,060,000 |
| Interest-bearing deposits | 228,469,000 | 265,053,000 | 295,626,000 | 333,222,000 |
| Noninterest-bearing deposits | 35,687,000 | 26,641,000 | 37,822,000 | 29,838,000 |
| Equity capital | 34,623,000 | 33,583,000 | 35,817,000 | 48,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,114,000 | 12,824,000 | 19,881,000 | 27,976,000 |
| Interest expense | 3,051,000 | 6,752,000 | 10,799,000 | 15,452,000 |
| Net interest income | 3,063,000 | 6,072,000 | 9,082,000 | 12,524,000 |
| Noninterest income | 595,000 | 1,418,000 | 1,983,000 | 2,717,000 |
| Noninterest expense | 2,273,000 | 4,154,000 | 5,876,000 | 7,693,000 |
| Provision for loan losses | 357,000 | 388,000 | 492,000 | 786,000 |
| Pretax income | 1,026,000 | 2,946,000 | 4,698,000 | 6,765,000 |
| Income tax | 260,000 | 1,083,000 | 1,710,000 | 2,266,000 |
| Net income | 766,000 | 1,863,000 | 2,988,000 | 4,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,105,000 | 35,203,000 | 36,327,000 | 47,838,000 |
| Total capital | 37,443,000 | 37,578,000 | 38,807,000 | 50,619,000 |
| Risk-weighted assets | 258,421,000 | 263,917,000 | 307,820,000 | 355,411,000 |