Call reports 2006
STATE BANK OF INDIA (CALIFORNIA) — 2006
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 246,497,000 | 248,095,000 | 253,030,000 | 301,598,000 |
| Total loans | 152,996,000 | 170,937,000 | 171,489,000 | 189,762,000 |
| Allowance for loan losses | 1,510,000 | 1,791,000 | 1,761,000 | 1,898,000 |
| Securities available for sale | 79,155,000 | 64,968,000 | 69,832,000 | 94,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,685,000 | 172,791,000 | 172,518,000 | 218,093,000 |
| Interest-bearing deposits | 157,473,000 | 147,461,000 | 142,082,000 | 189,342,000 |
| Noninterest-bearing deposits | 25,212,000 | 25,330,000 | 30,436,000 | 28,751,000 |
| Equity capital | 26,619,000 | 26,414,000 | 28,329,000 | 28,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,047,000 | 7,196,000 | 11,823,000 | 16,799,000 |
| Interest expense | 1,448,000 | 3,345,000 | 5,483,000 | 8,016,000 |
| Net interest income | 1,599,000 | 3,851,000 | 6,340,000 | 8,783,000 |
| Noninterest income | 684,000 | 1,300,000 | 1,808,000 | 2,323,000 |
| Noninterest expense | 1,862,000 | 3,353,000 | 4,958,000 | 6,718,000 |
| Provision for loan losses | -73,000 | 201,000 | 202,000 | 311,000 |
| Pretax income | 494,000 | 1,597,000 | 2,988,000 | 4,077,000 |
| Income tax | 118,000 | 719,000 | 722,000 | 1,160,000 |
| Net income | 376,000 | 878,000 | 2,266,000 | 2,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,237,000 | 27,239,000 | 28,627,000 | 29,278,000 |
| Total capital | 29,807,000 | 30,091,000 | 31,463,000 | 32,253,000 |
| Risk-weighted assets | 199,420,000 | 209,934,000 | 207,662,000 | 233,193,000 |