Call reports 2005
STATE BANK OF INDIA (CALIFORNIA) — 2005
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 177,921,000 | 178,200,000 | 192,484,000 | 196,857,000 |
| Total loans | 103,093,000 | 113,114,000 | 130,487,000 | 136,204,000 |
| Allowance for loan losses | 1,008,000 | 1,201,000 | 1,329,000 | 1,497,000 |
| Securities available for sale | 58,981,000 | 49,520,000 | 47,776,000 | 49,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,243,000 | 133,151,000 | 130,941,000 | 138,373,000 |
| Interest-bearing deposits | 118,635,000 | 106,152,000 | 110,754,000 | 116,529,000 |
| Noninterest-bearing deposits | 14,608,000 | 26,999,000 | 20,187,000 | 21,844,000 |
| Equity capital | 15,464,000 | 15,637,000 | 21,203,000 | 21,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 4,180,000 | 6,988,000 | 10,068,000 |
| Interest expense | 891,000 | 1,825,000 | 2,909,000 | 4,196,000 |
| Net interest income | 1,035,000 | 2,355,000 | 4,079,000 | 5,872,000 |
| Noninterest income | 509,000 | 1,004,000 | 1,514,000 | 2,131,000 |
| Noninterest expense | 1,369,000 | 2,548,000 | 3,850,000 | 5,312,000 |
| Provision for loan losses | 92,000 | 246,000 | 374,000 | 510,000 |
| Pretax income | 78,000 | 560,000 | 1,365,000 | 2,177,000 |
| Income tax | 31,000 | 156,000 | 603,000 | 1,098,000 |
| Net income | 47,000 | 404,000 | 762,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,874,000 | 16,231,000 | 21,589,000 | 21,906,000 |
| Total capital | 18,937,000 | 19,462,000 | 24,953,000 | 25,463,000 |
| Risk-weighted assets | 130,073,000 | 138,092,000 | 159,011,000 | 170,925,000 |