Call reports 2004
STATE BANK OF INDIA (CALIFORNIA) — 2004
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 150,339,000 | 147,100,000 | 154,417,000 | 164,922,000 |
| Total loans | 67,006,000 | 74,813,000 | 77,114,000 | 88,941,000 |
| Allowance for loan losses | 1,013,000 | 904,000 | 974,000 | 936,000 |
| Securities available for sale | 71,934,000 | 66,626,000 | 69,656,000 | 63,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,577,000 | 105,751,000 | 109,462,000 | 120,095,000 |
| Interest-bearing deposits | 91,201,000 | 89,045,000 | 93,793,000 | 104,466,000 |
| Noninterest-bearing deposits | 17,376,000 | 16,706,000 | 15,669,000 | 15,629,000 |
| Equity capital | 15,948,000 | 15,391,000 | 16,005,000 | 15,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,861,000 | 4,494,000 | 6,434,000 |
| Interest expense | 546,000 | 1,095,000 | 1,709,000 | 2,448,000 |
| Net interest income | 841,000 | 1,766,000 | 2,785,000 | 3,986,000 |
| Noninterest income | 519,000 | 1,038,000 | 1,494,000 | 1,934,000 |
| Noninterest expense | 1,127,000 | 2,219,000 | 3,370,000 | 4,675,000 |
| Provision for loan losses | 8,000 | 2,000 | 83,000 | 294,000 |
| Pretax income | 221,000 | 574,000 | 817,000 | 941,000 |
| Income tax | 76,000 | 76,000 | 136,000 | 378,000 |
| Net income | 145,000 | 498,000 | 681,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,542,000 | 15,893,000 | 16,077,000 | 15,823,000 |
| Total capital | 19,586,000 | 19,827,000 | 20,098,000 | 19,788,000 |
| Risk-weighted assets | 93,639,000 | 98,519,000 | 107,118,000 | 116,417,000 |