Call reports 2003
STATE BANK OF INDIA (CALIFORNIA) — 2003
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 105,165,000 | 104,643,000 | 116,376,000 | 135,455,000 |
| Total loans | 44,682,000 | 43,206,000 | 49,609,000 | 59,418,000 |
| Allowance for loan losses | 1,005,000 | 871,000 | 822,000 | 994,000 |
| Securities available for sale | 53,748,000 | 55,973,000 | 59,157,000 | 69,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,257,000 | 65,594,000 | 75,118,000 | 97,158,000 |
| Interest-bearing deposits | 50,200,000 | 49,321,000 | 56,612,000 | 82,407,000 |
| Noninterest-bearing deposits | 19,057,000 | 16,273,000 | 18,506,000 | 14,751,000 |
| Equity capital | 15,181,000 | 15,523,000 | 15,398,000 | 15,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,105,000 | 2,067,000 | 3,070,000 | 4,316,000 |
| Interest expense | 309,000 | 663,000 | 1,024,000 | 1,509,000 |
| Net interest income | 796,000 | 1,404,000 | 2,046,000 | 2,807,000 |
| Noninterest income | 475,000 | 1,078,000 | 1,577,000 | 2,112,000 |
| Noninterest expense | 1,081,000 | 2,048,000 | 3,089,000 | 4,090,000 |
| Provision for loan losses | 0 | 0 | -18,000 | 84,000 |
| Pretax income | 190,000 | 446,000 | 563,000 | 794,000 |
| Income tax | -216,000 | -129,000 | -89,000 | -11,000 |
| Net income | 406,000 | 575,000 | 652,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,997,000 | 15,166,000 | 15,243,000 | 15,396,000 |
| Total capital | 19,871,000 | 19,978,000 | 20,163,000 | 20,429,000 |
| Risk-weighted assets | 69,766,000 | 64,905,000 | 76,500,000 | 90,022,000 |