Call reports 2002
STATE BANK OF INDIA (CALIFORNIA) — 2002
What STATE BANK OF INDIA (CALIFORNIA) reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 92,542,000 | 93,363,000 | 87,337,000 | 94,143,000 |
| Total loans | 47,350,000 | 43,989,000 | 44,137,000 | 44,286,000 |
| Allowance for loan losses | 1,667,000 | 1,389,000 | 1,601,000 | 1,594,000 |
| Securities available for sale | 39,748,000 | 44,647,000 | 36,722,000 | 44,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,762,000 | 73,022,000 | 64,988,000 | 66,728,000 |
| Interest-bearing deposits | 53,245,000 | 56,249,000 | 47,425,000 | 48,821,000 |
| Noninterest-bearing deposits | 18,517,000 | 16,773,000 | 17,563,000 | 17,907,000 |
| Equity capital | 10,157,000 | 9,746,000 | 9,665,000 | 14,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,340,000 | 3,457,000 | 4,581,000 |
| Interest expense | 467,000 | 884,000 | 1,289,000 | 1,687,000 |
| Net interest income | 744,000 | 1,456,000 | 2,168,000 | 2,894,000 |
| Noninterest income | 589,000 | 1,135,000 | 1,638,000 | 2,183,000 |
| Noninterest expense | 943,000 | 2,001,000 | 3,004,000 | 3,983,000 |
| Provision for loan losses | 985,000 | 1,862,000 | 2,122,000 | 2,158,000 |
| Pretax income | -595,000 | -1,272,000 | -1,320,000 | -1,064,000 |
| Income tax | -371,000 | -458,000 | -353,000 | -249,000 |
| Net income | -224,000 | -814,000 | -967,000 | -815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,198,000 | 9,592,000 | 9,439,000 | 14,591,000 |
| Total capital | 11,022,000 | 10,433,000 | 10,197,000 | 15,421,000 |
| Risk-weighted assets | 65,075,000 | 66,680,000 | 59,647,000 | 65,987,000 |