Call reports 2024
NINNESCAH VALLEY BANK — 2024
What NINNESCAH VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 39,757,000 | 39,131,000 | 39,906,000 | 41,042,000 |
| Total loans | 16,065,000 | 16,674,000 | 17,093,000 | 16,070,000 |
| Allowance for loan losses | 196,000 | 200,000 | 210,000 | 214,000 |
| Securities available for sale | 19,934,000 | 19,587,000 | 20,054,000 | 19,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,707,000 | 35,645,000 | 35,276,000 | 38,230,000 |
| Interest-bearing deposits | 20,285,000 | 19,983,000 | 19,331,000 | 19,237,000 |
| Noninterest-bearing deposits | 16,422,000 | 15,662,000 | 15,945,000 | 18,993,000 |
| Equity capital | 2,622,000 | 2,722,000 | 3,297,000 | 2,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 887,000 | 1,335,000 | 1,794,000 |
| Interest expense | 88,000 | 191,000 | 299,000 | 388,000 |
| Net interest income | 345,000 | 696,000 | 1,036,000 | 1,406,000 |
| Noninterest income | 15,000 | 32,000 | 48,000 | 62,000 |
| Noninterest expense | 253,000 | 505,000 | 766,000 | 1,036,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 41,000 |
| Pretax income | 107,000 | 218,000 | 303,000 | 390,000 |
| Income tax | 2,000 | 9,000 | 14,000 | 24,000 |
| Net income | 105,000 | 209,000 | 289,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,921,000 | 5,022,000 | 5,029,000 | 5,004,000 |