Call reports 2023
NINNESCAH VALLEY BANK — 2023
What NINNESCAH VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 38,888,000 | 38,732,000 | 37,553,000 | 37,970,000 |
| Total loans | 15,145,000 | 15,680,000 | 14,646,000 | 15,830,000 |
| Allowance for loan losses | 185,000 | 193,000 | 193,000 | 195,000 |
| Securities available for sale | 21,180,000 | 19,892,000 | 19,187,000 | 19,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,471,000 | 32,903,000 | 34,481,000 | 34,249,000 |
| Interest-bearing deposits | 18,576,000 | 16,771,000 | 17,581,000 | 18,932,000 |
| Noninterest-bearing deposits | 17,895,000 | 16,132,000 | 16,900,000 | 15,317,000 |
| Equity capital | 2,314,000 | 2,256,000 | 1,878,000 | 2,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 782,000 | 1,182,000 | 1,590,000 |
| Interest expense | 59,000 | 125,000 | 208,000 | 284,000 |
| Net interest income | 327,000 | 657,000 | 974,000 | 1,306,000 |
| Noninterest income | 12,000 | 27,000 | 40,000 | 53,000 |
| Noninterest expense | 264,000 | 512,000 | 750,000 | 1,015,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 8,000 |
| Pretax income | 66,000 | 155,000 | 247,000 | 327,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 63,000 | 149,000 | 238,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,714,000 | 4,800,000 | 4,838,000 | 4,813,000 |