Call reports 2022
NINNESCAH VALLEY BANK — 2022
What NINNESCAH VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 41,538,000 | 39,790,000 | 38,604,000 | 39,532,000 |
| Total loans | 13,352,000 | 13,360,000 | 13,765,000 | 14,731,000 |
| Allowance for loan losses | 176,000 | 182,000 | 183,000 | 185,000 |
| Securities available for sale | 24,404,000 | 22,633,000 | 22,360,000 | 22,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,728,000 | 37,103,000 | 36,561,000 | 34,545,000 |
| Interest-bearing deposits | 18,953,000 | 20,323,000 | 18,283,000 | 18,737,000 |
| Noninterest-bearing deposits | 17,775,000 | 16,780,000 | 18,278,000 | 15,808,000 |
| Equity capital | 3,424,000 | 2,105,000 | 1,806,000 | 2,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 628,000 | 968,000 | 1,324,000 |
| Interest expense | 13,000 | 28,000 | 54,000 | 89,000 |
| Net interest income | 293,000 | 600,000 | 914,000 | 1,235,000 |
| Noninterest income | 15,000 | 36,000 | 91,000 | 103,000 |
| Noninterest expense | 234,000 | 473,000 | 725,000 | 991,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 8,000 |
| Pretax income | 86,000 | 168,000 | 269,000 | 336,000 |
| Income tax | 4,000 | 7,000 | 9,000 | 13,000 |
| Net income | 82,000 | 161,000 | 260,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,560,000 | 4,639,000 | 4,689,000 | 4,651,000 |