Call reports 2021
NINNESCAH VALLEY BANK — 2021
What NINNESCAH VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 39,314,000 | 40,951,000 | 41,065,000 | 42,673,000 |
| Total loans | 11,438,000 | 12,092,000 | 11,748,000 | 12,743,000 |
| Allowance for loan losses | 175,000 | 176,000 | 176,000 | 176,000 |
| Securities available for sale | 23,225,000 | 22,587,000 | 25,016,000 | 23,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,508,000 | 35,973,000 | 33,922,000 | 36,554,000 |
| Interest-bearing deposits | 17,998,000 | 17,619,000 | 17,826,000 | 20,695,000 |
| Noninterest-bearing deposits | 16,510,000 | 18,354,000 | 16,096,000 | 15,859,000 |
| Equity capital | 4,742,000 | 4,881,000 | 4,892,000 | 4,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 727,000 | 1,006,000 | 1,303,000 |
| Interest expense | 16,000 | 31,000 | 47,000 | 60,000 |
| Net interest income | 384,000 | 696,000 | 959,000 | 1,243,000 |
| Noninterest income | 14,000 | 37,000 | 57,000 | 73,000 |
| Noninterest expense | 229,000 | 453,000 | 686,000 | 926,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 2,000 |
| Pretax income | 169,000 | 363,000 | 420,000 | 470,000 |
| Income tax | 6,000 | 15,000 | 14,000 | 16,000 |
| Net income | 163,000 | 348,000 | 406,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,363,000 | 4,548,000 | 4,530,000 | 4,478,000 |