Call reports 2020
NINNESCAH VALLEY BANK — 2020
What NINNESCAH VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 32,975,000 | 34,494,000 | 34,319,000 | 34,997,000 |
| Total loans | 10,672,000 | 11,574,000 | 11,570,000 | 10,185,000 |
| Allowance for loan losses | 170,000 | 181,000 | 174,000 | 178,000 |
| Securities available for sale | 18,391,000 | 19,139,000 | 19,544,000 | 21,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,962,000 | 29,532,000 | 28,511,000 | 29,100,000 |
| Interest-bearing deposits | 17,916,000 | 16,061,000 | 15,839,000 | 16,012,000 |
| Noninterest-bearing deposits | 11,046,000 | 13,471,000 | 12,672,000 | 13,088,000 |
| Equity capital | 3,947,000 | 4,847,000 | 4,912,000 | 4,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 651,000 | 940,000 | 1,207,000 |
| Interest expense | 29,000 | 53,000 | 78,000 | 98,000 |
| Net interest income | 270,000 | 598,000 | 862,000 | 1,109,000 |
| Noninterest income | 20,000 | 39,000 | 57,000 | 88,000 |
| Noninterest expense | 222,000 | 456,000 | 684,000 | 909,000 |
| Provision for loan losses | 0 | 11,000 | 11,000 | 15,000 |
| Pretax income | 68,000 | 170,000 | 271,000 | 340,000 |
| Income tax | 0 | 6,000 | 10,000 | 14,000 |
| Net income | 68,000 | 164,000 | 261,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,117,000 | 4,212,000 | 4,250,000 | 4,200,000 |