Call reports 2019
NINNESCAH VALLEY BANK — 2019
What NINNESCAH VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 31,007,000 | 31,702,000 | 31,226,000 | 32,002,000 |
| Total loans | 11,456,000 | 12,373,000 | 12,492,000 | 10,969,000 |
| Allowance for loan losses | 137,000 | 140,000 | 170,000 | 170,000 |
| Securities available for sale | 16,959,000 | 16,763,000 | 15,931,000 | 17,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,470,000 | 27,192,000 | 25,758,000 | 27,715,000 |
| Interest-bearing deposits | 15,916,000 | 15,779,000 | 14,823,000 | 16,413,000 |
| Noninterest-bearing deposits | 10,554,000 | 11,413,000 | 10,935,000 | 11,302,000 |
| Equity capital | 3,774,000 | 4,162,000 | 4,271,000 | 4,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 616,000 | 930,000 | 1,244,000 |
| Interest expense | 23,000 | 51,000 | 77,000 | 100,000 |
| Net interest income | 276,000 | 565,000 | 853,000 | 1,144,000 |
| Noninterest income | 23,000 | 59,000 | 82,000 | 104,000 |
| Noninterest expense | 220,000 | 437,000 | 644,000 | 863,000 |
| Provision for loan losses | 0 | 3,000 | 33,000 | 33,000 |
| Pretax income | 79,000 | 185,000 | 267,000 | 361,000 |
| Income tax | 2,000 | 6,000 | 12,000 | 15,000 |
| Net income | 77,000 | 179,000 | 255,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,904,000 | 4,006,000 | 4,032,000 | 3,998,000 |
| Total capital | 4,041,000 | 4,146,000 | 4,202,000 | 4,168,000 |
| Risk-weighted assets | 16,515,000 | 19,633,000 | 19,799,000 | 18,289,000 |