Call reports 2018
NINNESCAH VALLEY BANK — 2018
What NINNESCAH VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 30,346,000 | 30,753,000 | 29,828,000 | 31,053,000 |
| Total loans | 10,353,000 | 10,371,000 | 11,596,000 | 11,477,000 |
| Allowance for loan losses | 137,000 | 137,000 | 137,000 | 137,000 |
| Securities available for sale | 17,619,000 | 17,307,000 | 15,876,000 | 16,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,308,000 | 26,775,000 | 25,907,000 | 25,987,000 |
| Interest-bearing deposits | 14,961,000 | 14,777,000 | 14,639,000 | 15,330,000 |
| Noninterest-bearing deposits | 11,347,000 | 11,998,000 | 11,269,000 | 10,657,000 |
| Equity capital | 3,447,000 | 3,483,000 | 3,397,000 | 3,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 546,000 | 844,000 | 1,140,000 |
| Interest expense | 15,000 | 29,000 | 47,000 | 65,000 |
| Net interest income | 253,000 | 517,000 | 797,000 | 1,075,000 |
| Noninterest income | 23,000 | 55,000 | 79,000 | 106,000 |
| Noninterest expense | 219,000 | 438,000 | 651,000 | 901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 128,000 | 222,000 | 277,000 |
| Income tax | 3,000 | 3,000 | 8,000 | 10,000 |
| Net income | 48,000 | 125,000 | 214,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,799,000 | 3,876,000 | 3,922,000 | 3,842,000 |
| Total capital | 3,936,000 | 4,013,000 | 4,059,000 | 3,979,000 |
| Risk-weighted assets | 15,831,000 | 16,491,000 | 16,188,000 | 16,793,000 |