Call reports 2017
NINNESCAH VALLEY BANK — 2017
What NINNESCAH VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 31,921,000 | 31,671,000 | 30,264,000 | 30,837,000 |
| Total loans | 11,617,000 | 10,880,000 | 10,771,000 | 10,307,000 |
| Allowance for loan losses | 139,000 | 138,000 | 137,000 | 137,000 |
| Securities available for sale | 18,096,000 | 18,001,000 | 17,268,000 | 18,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,232,000 | 27,329,000 | 26,237,000 | 26,255,000 |
| Interest-bearing deposits | 16,707,000 | 15,178,000 | 15,191,000 | 14,660,000 |
| Noninterest-bearing deposits | 11,525,000 | 12,151,000 | 11,046,000 | 11,594,000 |
| Equity capital | 3,639,000 | 3,865,000 | 3,840,000 | 3,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 585,000 | 865,000 | 1,144,000 |
| Interest expense | 13,000 | 29,000 | 42,000 | 54,000 |
| Net interest income | 288,000 | 556,000 | 823,000 | 1,090,000 |
| Noninterest income | 26,000 | 64,000 | 86,000 | 113,000 |
| Noninterest expense | 223,000 | 444,000 | 668,000 | 880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 175,000 | 242,000 | 324,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 11,000 |
| Net income | 88,000 | 169,000 | 233,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,688,000 | 3,762,000 | 3,778,000 | 3,586,000 |
| Total capital | 3,825,000 | 3,900,000 | 3,916,000 | 3,723,000 |
| Risk-weighted assets | 16,682,000 | 16,791,000 | 16,036,000 | 15,809,000 |