Call reports 2014
NINNESCAH VALLEY BANK — 2014
What NINNESCAH VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 35,325,000 | 35,433,000 | 33,229,000 | 34,285,000 |
| Total loans | 12,429,000 | 13,201,000 | 12,613,000 | 13,137,000 |
| Allowance for loan losses | 112,000 | 112,000 | 112,000 | 109,000 |
| Securities available for sale | 20,563,000 | 19,671,000 | 18,410,000 | 18,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,485,000 | 29,502,000 | 29,655,000 | 30,110,000 |
| Interest-bearing deposits | 19,094,000 | 17,724,000 | 17,371,000 | 16,711,000 |
| Noninterest-bearing deposits | 12,392,000 | 11,778,000 | 12,284,000 | 13,399,000 |
| Equity capital | 3,093,000 | 3,374,000 | 3,367,000 | 3,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 643,000 | 958,000 | 1,273,000 |
| Interest expense | 17,000 | 36,000 | 52,000 | 67,000 |
| Net interest income | 303,000 | 607,000 | 906,000 | 1,206,000 |
| Noninterest income | 25,000 | 60,000 | 89,000 | 113,000 |
| Noninterest expense | 226,000 | 460,000 | 687,000 | 933,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 209,000 | 348,000 | 420,000 |
| Income tax | 4,000 | 8,000 | 14,000 | 16,000 |
| Net income | 89,000 | 201,000 | 334,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,150,000 | 3,262,000 | 3,320,000 | 3,239,000 |
| Total capital | 3,262,000 | 3,374,000 | 3,432,000 | 3,348,000 |
| Risk-weighted assets | 17,819,000 | 18,518,000 | 17,281,000 | 18,526,000 |