Call reports 2013
NINNESCAH VALLEY BANK — 2013
What NINNESCAH VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 34,605,000 | 33,236,000 | 32,937,000 | 34,163,000 |
| Total loans | 12,050,000 | 12,325,000 | 11,887,000 | 12,794,000 |
| Allowance for loan losses | 105,000 | 105,000 | 105,000 | 113,000 |
| Securities available for sale | 19,699,000 | 17,560,000 | 17,645,000 | 18,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,412,000 | 28,915,000 | 29,794,000 | 29,746,000 |
| Interest-bearing deposits | 18,616,000 | 17,692,000 | 18,385,000 | 18,241,000 |
| Noninterest-bearing deposits | 11,796,000 | 11,222,000 | 11,408,000 | 11,506,000 |
| Equity capital | 3,410,000 | 2,972,000 | 3,029,000 | 2,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 596,000 | 884,000 | 1,183,000 |
| Interest expense | 17,000 | 36,000 | 53,000 | 71,000 |
| Net interest income | 281,000 | 560,000 | 831,000 | 1,112,000 |
| Noninterest income | 27,000 | 55,000 | 96,000 | 129,000 |
| Noninterest expense | 209,000 | 428,000 | 641,000 | 885,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 99,000 | 211,000 | 310,000 | 383,000 |
| Income tax | 3,000 | 8,000 | 12,000 | 22,000 |
| Net income | 96,000 | 203,000 | 298,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,995,000 | 3,101,000 | 3,121,000 | 3,061,000 |
| Total capital | 3,100,000 | 3,206,000 | 3,226,000 | 3,174,000 |
| Risk-weighted assets | 18,882,000 | 19,064,000 | 18,077,000 | 18,218,000 |