Call reports 2012
NINNESCAH VALLEY BANK — 2012
What NINNESCAH VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 30,798,000 | 31,519,000 | 31,698,000 | 32,311,000 |
| Total loans | 11,379,000 | 10,838,000 | 10,555,000 | 11,271,000 |
| Allowance for loan losses | 113,000 | 110,000 | 110,000 | 110,000 |
| Securities available for sale | 16,469,000 | 15,950,000 | 18,077,000 | 18,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,889,000 | 28,001,000 | 28,057,000 | 27,715,000 |
| Interest-bearing deposits | 17,653,000 | 16,898,000 | 17,023,000 | 16,964,000 |
| Noninterest-bearing deposits | 9,237,000 | 11,103,000 | 11,034,000 | 10,751,000 |
| Equity capital | 3,338,000 | 3,430,000 | 3,531,000 | 3,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 627,000 | 905,000 | 1,176,000 |
| Interest expense | 31,000 | 56,000 | 77,000 | 95,000 |
| Net interest income | 281,000 | 571,000 | 828,000 | 1,081,000 |
| Noninterest income | 20,000 | 54,000 | 91,000 | 118,000 |
| Noninterest expense | 212,000 | 431,000 | 644,000 | 849,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 229,000 | 310,000 | 385,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 16,000 |
| Net income | 100,000 | 221,000 | 298,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,830,000 | 2,949,000 | 2,953,000 | 2,899,000 |
| Total capital | 2,943,000 | 3,059,000 | 3,063,000 | 3,009,000 |
| Risk-weighted assets | 16,826,000 | 15,668,000 | 16,479,000 | 17,643,000 |