Call reports 2011
NINNESCAH VALLEY BANK — 2011
What NINNESCAH VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,672,000 | 29,890,000 | 28,084,000 | 29,501,000 |
| Total loans | 10,854,000 | 10,958,000 | 10,152,000 | 10,820,000 |
| Allowance for loan losses | 112,000 | 113,000 | 112,000 | 113,000 |
| Securities available for sale | 14,245,000 | 14,783,000 | 14,590,000 | 15,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,947,000 | 25,331,000 | 24,209,000 | 25,386,000 |
| Interest-bearing deposits | 16,016,000 | 15,543,000 | 15,712,000 | 16,470,000 |
| Noninterest-bearing deposits | 8,931,000 | 9,789,000 | 8,497,000 | 8,916,000 |
| Equity capital | 2,847,000 | 3,159,000 | 3,249,000 | 3,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 656,000 | 972,000 | 1,283,000 |
| Interest expense | 41,000 | 81,000 | 117,000 | 150,000 |
| Net interest income | 276,000 | 575,000 | 855,000 | 1,133,000 |
| Noninterest income | 25,000 | 56,000 | 83,000 | 112,000 |
| Noninterest expense | 225,000 | 453,000 | 676,000 | 891,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 178,000 | 262,000 | 354,000 |
| Income tax | 2,000 | 7,000 | 10,000 | 14,000 |
| Net income | 74,000 | 171,000 | 252,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,614,000 | 2,711,000 | 2,742,000 | 2,730,000 |
| Total capital | 2,726,000 | 2,824,000 | 2,854,000 | 2,843,000 |
| Risk-weighted assets | 15,193,000 | 14,640,000 | 14,935,000 | 15,776,000 |