Call reports 2001
NINNESCAH VALLEY BANK — 2001
What NINNESCAH VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,422,000 | 18,653,000 | 18,975,000 | 18,739,000 |
| Total loans | 10,103,000 | 10,499,000 | 9,903,000 | 9,870,000 |
| Allowance for loan losses | 151,000 | 152,000 | 154,000 | 150,000 |
| Securities available for sale | 4,633,000 | 4,443,000 | 4,751,000 | 5,738,000 |
| Securities held to maturity | 1,796,000 | 1,499,000 | 1,377,000 | 1,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,332,000 | 15,618,000 | 15,903,000 | 15,391,000 |
| Interest-bearing deposits | 10,370,000 | 11,349,000 | 11,626,000 | 11,180,000 |
| Noninterest-bearing deposits | 4,962,000 | 4,269,000 | 4,277,000 | 4,211,000 |
| Equity capital | 2,204,000 | 2,253,000 | 2,255,000 | 2,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 721,000 | 1,093,000 | 1,446,000 |
| Interest expense | 135,000 | 271,000 | 402,000 | 520,000 |
| Net interest income | 227,000 | 450,000 | 691,000 | 926,000 |
| Noninterest income | 26,000 | 59,000 | 81,000 | 101,000 |
| Noninterest expense | 178,000 | 354,000 | 524,000 | 700,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 73,000 | 152,000 | 243,000 | 321,000 |
| Income tax | 2,000 | 6,000 | 9,000 | 13,000 |
| Net income | 71,000 | 146,000 | 234,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,079,000 | 2,154,000 | 2,117,000 | 2,041,000 |
| Total capital | 2,221,000 | 2,306,000 | 2,263,000 | 2,183,000 |
| Risk-weighted assets | 11,390,000 | 11,984,000 | 11,453,000 | 11,373,000 |