Call reports 2007
CHARTER ONE BANK, NATIONAL ASSOCIATION — 2007
What CHARTER ONE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 45,954,950,000 | 46,376,252,000 |
| Total loans | 32,395,782,000 | 33,023,425,000 |
| Allowance for loan losses | 233,780,000 | 213,862,000 |
| Securities available for sale | 4,606,305,000 | 4,652,861,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 25,293,000 | 28,379,000 |
| Total deposits | 21,636,541,000 | 21,270,835,000 |
| Interest-bearing deposits | 20,258,300,000 | 20,000,173,000 |
| Noninterest-bearing deposits | 1,378,241,000 | 1,270,662,000 |
| Equity capital | 8,046,656,000 | 8,032,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 576,673,000 | 1,160,711,000 |
| Interest expense | 343,032,000 | 694,401,000 |
| Net interest income | 233,641,000 | 466,310,000 |
| Noninterest income | 101,494,000 | 210,034,000 |
| Noninterest expense | 221,726,000 | 410,628,000 |
| Provision for loan losses | 35,620,000 | 61,296,000 |
| Pretax income | 77,775,000 | 204,406,000 |
| Income tax | 26,657,000 | 76,650,000 |
| Net income | 51,118,000 | 127,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 2,520,166,000 | 2,489,798,000 |
| Total capital | 3,292,136,000 | 3,152,692,000 |
| Risk-weighted assets | 30,015,161,000 | 30,656,252,000 |