Call reports 2002
CHARTER ONE BANK, NATIONAL ASSOCIATION — 2002
What CHARTER ONE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Total assets | 39,532,941,000 | 39,991,496,000 | 42,042,160,000 |
| Total loans | 24,589,699,000 | 25,897,181,000 | 26,530,589,000 |
| Allowance for loan losses | 263,951,000 | 292,800,000 | 328,017,000 |
| Securities available for sale | 9,778,505,000 | 9,020,877,000 | 11,748,372,000 |
| Securities held to maturity | 732,383,000 | 652,795,000 | 544,754,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 27,176,704,000 | 27,528,542,000 | 27,919,452,000 |
| Interest-bearing deposits | 24,640,239,000 | 25,167,222,000 | 25,436,656,000 |
| Noninterest-bearing deposits | 2,536,465,000 | 2,361,320,000 | 2,482,796,000 |
| Equity capital | 2,385,046,000 | 2,728,636,000 | 2,668,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Interest income | 1,156,317,000 | 1,728,240,000 | 2,302,853,000 |
| Interest expense | 580,856,000 | 866,243,000 | 1,144,533,000 |
| Net interest income | 575,461,000 | 861,997,000 | 1,158,320,000 |
| Noninterest income | 184,711,000 | 238,176,000 | 326,360,000 |
| Noninterest expense | 343,560,000 | 530,585,000 | 729,451,000 |
| Provision for loan losses | 83,934,000 | 131,689,000 | 192,003,000 |
| Pretax income | 399,849,000 | 612,837,000 | 822,188,000 |
| Income tax | 131,400,000 | 201,086,000 | 268,849,000 |
| Net income | 268,449,000 | 411,751,000 | 553,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Tier 1 capital | 1,937,528,000 | 2,176,253,000 | 2,098,570,000 |
| Total capital | 3,129,383,000 | 3,207,010,000 | 3,164,597,000 |
| Risk-weighted assets | 25,824,802,000 | 26,754,099,000 | 27,742,220,000 |