Call report 2004Q4
STATE BANK & TRUST COMPANY — 2004Q4
The 22 measures STATE BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,753,000 | USD | evidence → |
| Total loans | 23,706,000 | USD | evidence → |
| Allowance for loan losses | 479,000 | USD | evidence → |
| Securities available for sale | 9,975,000 | USD | evidence → |
| Securities held to maturity | 335,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,520,000 | USD | evidence → |
| Interest-bearing deposits | 45,623,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,897,000 | USD | evidence → |
| Equity capital | 5,014,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,544,000 | USD | evidence → |
| Interest expense | 487,000 | USD | evidence → |
| Net interest income | 2,057,000 | USD | evidence → |
| Noninterest income | 1,124,000 | USD | evidence → |
| Noninterest expense | 1,967,000 | USD | evidence → |
| Provision for loan losses | 16,000 | USD | evidence → |
| Pretax income | 1,198,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,198,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,056,000 | USD | evidence → |
| Total capital | 5,422,000 | USD | evidence → |
| Risk-weighted assets | 29,057,000 | USD | evidence → |