Call reports 2001
STATE BANK & TRUST COMPANY — 2001
What STATE BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,361,000 | 50,286,000 | 54,738,000 | 56,786,000 |
| Total loans | 18,269,000 | 18,852,000 | 19,621,000 | 20,243,000 |
| Allowance for loan losses | 451,000 | 454,000 | 461,000 | 464,000 |
| Securities available for sale | 11,023,000 | 10,536,000 | 11,016,000 | 12,422,000 |
| Securities held to maturity | 496,000 | 496,000 | 837,000 | 1,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,260,000 | 45,175,000 | 49,377,000 | 51,005,000 |
| Interest-bearing deposits | 35,752,000 | 34,880,000 | 38,663,000 | 40,134,000 |
| Noninterest-bearing deposits | 11,508,000 | 10,295,000 | 10,714,000 | 10,871,000 |
| Equity capital | 4,912,000 | 4,898,000 | 5,122,000 | 4,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 878,000 | 1,740,000 | 2,615,000 | 3,489,000 |
| Interest expense | 404,000 | 782,000 | 1,145,000 | 1,452,000 |
| Net interest income | 474,000 | 958,000 | 1,470,000 | 2,037,000 |
| Noninterest income | 210,000 | 444,000 | 676,000 | 931,000 |
| Noninterest expense | 379,000 | 791,000 | 1,215,000 | 1,777,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 2,000 |
| Pretax income | 304,000 | 610,000 | 930,000 | 1,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 610,000 | 930,000 | 1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,754,000 | 4,725,000 | 4,895,000 | 4,824,000 |
| Total capital | 5,056,000 | 5,022,000 | 5,212,000 | 5,161,000 |
| Risk-weighted assets | 24,340,000 | 24,257,000 | 25,688,000 | 26,844,000 |