Call reports 2025
FIRST NATIONAL BANK OF HOPE, THE — 2025
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 85,430,000 | 82,103,000 | 79,948,000 | 89,601,000 |
| Total loans | 48,336,000 | 46,230,000 | 43,712,000 | 50,363,000 |
| Allowance for loan losses | 911,000 | 978,000 | 982,000 | 983,000 |
| Securities available for sale | 30,227,000 | 29,846,000 | 29,853,000 | 33,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,893,000 | 70,344,000 | 69,880,000 | 75,185,000 |
| Interest-bearing deposits | 52,916,000 | 53,084,000 | 53,830,000 | 53,197,000 |
| Noninterest-bearing deposits | 17,977,000 | 17,260,000 | 16,050,000 | 21,988,000 |
| Equity capital | 6,486,000 | 6,769,000 | 7,630,000 | 7,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 1,995,000 | 2,968,000 | 3,977,000 |
| Interest expense | 316,000 | 601,000 | 877,000 | 1,157,000 |
| Net interest income | 668,000 | 1,394,000 | 2,091,000 | 2,820,000 |
| Noninterest income | 107,000 | 212,000 | 316,000 | 426,000 |
| Noninterest expense | 704,000 | 1,381,000 | 2,092,000 | 2,852,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 226,000 | 312,000 | 392,000 |
| Income tax | 2,000 | 8,000 | 11,000 | 9,000 |
| Net income | 68,000 | 218,000 | 301,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,330,000 | 11,408,000 | 11,441,000 | 11,472,000 |
| Total capital | 12,117,000 | 12,160,000 | 12,161,000 | 12,280,000 |
| Risk-weighted assets | 62,793,000 | 59,949,000 | 57,310,000 | 64,458,000 |