Call reports 2022
FIRST NATIONAL BANK OF HOPE, THE — 2022
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 88,344,000 | 83,577,000 | 81,659,000 | 82,181,000 |
| Total loans | 42,836,000 | 40,291,000 | 40,444,000 | 42,120,000 |
| Allowance for loan losses | 920,000 | 894,000 | 917,000 | 917,000 |
| Securities available for sale | 36,867,000 | 34,864,000 | 30,644,000 | 29,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,886,000 | 72,578,000 | 71,864,000 | 71,540,000 |
| Interest-bearing deposits | 55,095,000 | 53,579,000 | 52,481,000 | 50,853,000 |
| Noninterest-bearing deposits | 20,791,000 | 18,999,000 | 19,383,000 | 20,687,000 |
| Equity capital | 7,590,000 | 6,124,000 | 4,900,000 | 5,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,315,000 | 2,085,000 | 2,961,000 |
| Interest expense | 93,000 | 187,000 | 290,000 | 403,000 |
| Net interest income | 550,000 | 1,128,000 | 1,795,000 | 2,558,000 |
| Noninterest income | 108,000 | 401,000 | 561,000 | 692,000 |
| Noninterest expense | 610,000 | 1,231,000 | 1,837,000 | 2,508,000 |
| Provision for loan losses | -233,000 | -233,000 | -233,000 | -233,000 |
| Pretax income | 280,000 | 528,000 | 749,000 | 972,000 |
| Income tax | 11,000 | 13,000 | 22,000 | 31,000 |
| Net income | 269,000 | 515,000 | 727,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,524,000 | 10,848,000 | 10,917,000 | 10,852,000 |
| Total capital | 11,238,000 | 11,523,000 | 11,599,000 | 11,555,000 |
| Risk-weighted assets | 56,877,000 | 53,750,000 | 54,312,000 | 55,997,000 |