Call reports 2021
FIRST NATIONAL BANK OF HOPE, THE — 2021
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 91,940,000 | 90,376,000 | 87,732,000 | 87,855,000 |
| Total loans | 48,968,000 | 47,772,000 | 44,351,000 | 43,761,000 |
| Allowance for loan losses | 1,122,000 | 1,114,000 | 1,161,000 | 1,156,000 |
| Securities available for sale | 35,884,000 | 32,128,000 | 33,351,000 | 35,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,158,000 | 75,616,000 | 72,679,000 | 72,973,000 |
| Interest-bearing deposits | 57,385,000 | 56,249,000 | 54,154,000 | 52,126,000 |
| Noninterest-bearing deposits | 19,773,000 | 19,367,000 | 18,525,000 | 20,847,000 |
| Equity capital | 9,796,000 | 9,793,000 | 10,081,000 | 9,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,200,000 | 1,825,000 | 2,463,000 |
| Interest expense | 134,000 | 255,000 | 367,000 | 476,000 |
| Net interest income | 466,000 | 945,000 | 1,458,000 | 1,987,000 |
| Noninterest income | 122,000 | 261,000 | 559,000 | 764,000 |
| Noninterest expense | 596,000 | 1,092,000 | 1,568,000 | 2,223,000 |
| Provision for loan losses | 90,000 | 181,000 | 180,000 | 181,000 |
| Pretax income | -95,000 | -55,000 | 287,000 | 367,000 |
| Income tax | 0 | 0 | 12,000 | 14,000 |
| Net income | -95,000 | -55,000 | 275,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,522,000 | 9,934,000 | 10,256,000 | 10,344,000 |
| Total capital | 10,290,000 | 10,684,000 | 10,988,000 | 11,068,000 |
| Risk-weighted assets | 61,050,000 | 59,608,000 | 58,162,000 | 57,463,000 |