Call reports 2020
FIRST NATIONAL BANK OF HOPE, THE — 2020
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,303,000 | 96,966,000 | 91,237,000 | 90,023,000 |
| Total loans | 55,304,000 | 55,221,000 | 51,837,000 | 48,490,000 |
| Allowance for loan losses | 1,044,000 | 1,073,000 | 1,186,000 | 1,265,000 |
| Securities available for sale | 18,222,000 | 30,685,000 | 32,400,000 | 33,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,100,000 | 81,358,000 | 75,713,000 | 74,447,000 |
| Interest-bearing deposits | 52,351,000 | 56,916,000 | 56,395,000 | 55,839,000 |
| Noninterest-bearing deposits | 20,749,000 | 24,442,000 | 19,318,000 | 18,608,000 |
| Equity capital | 10,020,000 | 10,413,000 | 10,367,000 | 10,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,672,000 | 2,411,000 | 3,094,000 |
| Interest expense | 187,000 | 352,000 | 505,000 | 651,000 |
| Net interest income | 696,000 | 1,320,000 | 1,906,000 | 2,443,000 |
| Noninterest income | 102,000 | 205,000 | 324,000 | 457,000 |
| Noninterest expense | 598,000 | 1,226,000 | 1,856,000 | 2,344,000 |
| Provision for loan losses | 107,000 | 199,000 | 290,000 | 383,000 |
| Pretax income | 93,000 | 103,000 | 211,000 | 374,000 |
| Income tax | 3,000 | 3,000 | 7,000 | 10,000 |
| Net income | 90,000 | 100,000 | 204,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,904,000 | 9,832,000 | 9,944,000 | 10,109,000 |
| Total capital | 10,791,000 | 10,692,000 | 10,743,000 | 10,888,000 |
| Risk-weighted assets | 70,768,000 | 68,607,000 | 63,491,000 | 61,858,000 |