Call reports 2019
FIRST NATIONAL BANK OF HOPE, THE — 2019
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 82,926,000 | 84,732,000 | 84,204,000 | 86,586,000 |
| Total loans | 56,210,000 | 56,097,000 | 55,774,000 | 57,758,000 |
| Allowance for loan losses | 1,397,000 | 1,484,000 | 1,247,000 | 1,209,000 |
| Securities available for sale | 16,950,000 | 16,722,000 | 14,856,000 | 14,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,036,000 | 66,460,000 | 68,821,000 | 71,175,000 |
| Interest-bearing deposits | 48,882,000 | 50,424,000 | 50,866,000 | 49,833,000 |
| Noninterest-bearing deposits | 16,154,000 | 16,036,000 | 17,955,000 | 21,342,000 |
| Equity capital | 9,759,000 | 10,127,000 | 10,208,000 | 10,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,961,000 | 2,874,000 | 3,811,000 |
| Interest expense | 196,000 | 409,000 | 616,000 | 814,000 |
| Net interest income | 683,000 | 1,552,000 | 2,258,000 | 2,997,000 |
| Noninterest income | 106,000 | 205,000 | 313,000 | 423,000 |
| Noninterest expense | 607,000 | 1,250,000 | 1,932,000 | 2,615,000 |
| Provision for loan losses | 90,000 | 185,000 | 284,000 | 374,000 |
| Pretax income | 92,000 | 322,000 | 359,000 | 435,000 |
| Income tax | 3,000 | 12,000 | 13,000 | 21,000 |
| Net income | 89,000 | 310,000 | 346,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,694,000 | 9,909,000 | 9,946,000 | 9,808,000 |
| Total capital | 10,590,000 | 10,818,000 | 10,844,000 | 10,722,000 |
| Risk-weighted assets | 71,196,000 | 72,147,000 | 71,392,000 | 72,790,000 |