Call reports 2018
FIRST NATIONAL BANK OF HOPE, THE — 2018
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 83,852,000 | 84,665,000 | 82,915,000 | 83,250,000 |
| Total loans | 56,459,000 | 56,277,000 | 56,548,000 | 58,048,000 |
| Allowance for loan losses | 1,067,000 | 1,257,000 | 1,135,000 | 1,307,000 |
| Securities available for sale | 16,812,000 | 17,018,000 | 17,102,000 | 17,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,609,000 | 70,582,000 | 64,539,000 | 64,217,000 |
| Interest-bearing deposits | 52,223,000 | 52,474,000 | 50,303,000 | 47,744,000 |
| Noninterest-bearing deposits | 17,386,000 | 18,108,000 | 14,236,000 | 16,473,000 |
| Equity capital | 9,994,000 | 9,771,000 | 9,687,000 | 9,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,785,000 | 2,713,000 | 3,585,000 |
| Interest expense | 147,000 | 307,000 | 473,000 | 672,000 |
| Net interest income | 743,000 | 1,478,000 | 2,240,000 | 2,913,000 |
| Noninterest income | 117,000 | 207,000 | 322,000 | 443,000 |
| Noninterest expense | 584,000 | 1,162,000 | 1,728,000 | 2,285,000 |
| Provision for loan losses | 0 | 349,000 | 564,000 | 863,000 |
| Pretax income | 276,000 | 174,000 | 270,000 | 209,000 |
| Income tax | 11,000 | 6,000 | 9,000 | 3,000 |
| Net income | 265,000 | 168,000 | 261,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,733,000 | 10,002,000 | 10,025,000 | 9,605,000 |
| Total capital | 10,614,000 | 10,883,000 | 10,896,000 | 10,504,000 |
| Risk-weighted assets | 70,301,000 | 70,062,000 | 69,407,000 | 71,514,000 |