Call reports 2017
FIRST NATIONAL BANK OF HOPE, THE — 2017
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 83,866,000 | 84,693,000 | 84,214,000 | 82,730,000 |
| Total loans | 53,164,000 | 54,471,000 | 54,584,000 | 58,801,000 |
| Allowance for loan losses | 946,000 | 947,000 | 948,000 | 1,162,000 |
| Securities available for sale | 22,234,000 | 21,992,000 | 20,610,000 | 16,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,562,000 | 69,969,000 | 68,572,000 | 66,592,000 |
| Interest-bearing deposits | 52,467,000 | 53,067,000 | 53,157,000 | 49,628,000 |
| Noninterest-bearing deposits | 17,095,000 | 16,902,000 | 15,415,000 | 16,964,000 |
| Equity capital | 9,919,000 | 10,307,000 | 10,388,000 | 9,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,657,000 | 2,511,000 | 3,406,000 |
| Interest expense | 135,000 | 274,000 | 417,000 | 560,000 |
| Net interest income | 678,000 | 1,383,000 | 2,094,000 | 2,846,000 |
| Noninterest income | 114,000 | 232,000 | 350,000 | 472,000 |
| Noninterest expense | 561,000 | 1,118,000 | 1,668,000 | 2,340,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 380,000 |
| Pretax income | 106,000 | 378,000 | 656,000 | 578,000 |
| Income tax | 3,000 | 14,000 | 25,000 | 21,000 |
| Net income | 103,000 | 364,000 | 631,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,950,000 | 10,080,000 | 10,198,000 | 9,906,000 |
| Total capital | 10,808,000 | 10,952,000 | 11,070,000 | 10,810,000 |
| Risk-weighted assets | 68,558,000 | 69,566,000 | 69,639,000 | 72,068,000 |