Call reports 2016
FIRST NATIONAL BANK OF HOPE, THE — 2016
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,522,000 | 83,153,000 | 81,583,000 | 83,069,000 |
| Total loans | 57,137,000 | 55,677,000 | 56,706,000 | 54,914,000 |
| Allowance for loan losses | 884,000 | 968,000 | 967,000 | 962,000 |
| Securities available for sale | 14,620,000 | 16,215,000 | 15,254,000 | 15,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,915,000 | 68,430,000 | 66,761,000 | 68,707,000 |
| Interest-bearing deposits | 50,686,000 | 51,920,000 | 52,351,000 | 50,620,000 |
| Noninterest-bearing deposits | 16,229,000 | 16,510,000 | 14,410,000 | 18,087,000 |
| Equity capital | 10,120,000 | 10,205,000 | 10,279,000 | 9,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,659,000 | 2,491,000 | 3,312,000 |
| Interest expense | 120,000 | 250,000 | 385,000 | 522,000 |
| Net interest income | 719,000 | 1,409,000 | 2,106,000 | 2,790,000 |
| Noninterest income | 91,000 | 214,000 | 330,000 | 447,000 |
| Noninterest expense | 550,000 | 1,100,000 | 1,682,000 | 2,324,000 |
| Provision for loan losses | 112,000 | 223,000 | 223,000 | 223,000 |
| Pretax income | 165,000 | 332,000 | 590,000 | 749,000 |
| Income tax | 6,000 | 12,000 | 23,000 | 30,000 |
| Net income | 159,000 | 320,000 | 567,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,810,000 | 9,819,000 | 9,918,000 | 9,949,000 |
| Total capital | 10,707,000 | 10,735,000 | 10,844,000 | 10,851,000 |
| Risk-weighted assets | 72,999,000 | 73,216,000 | 73,935,000 | 72,008,000 |