Call reports 2015
FIRST NATIONAL BANK OF HOPE, THE — 2015
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 78,745,000 | 76,327,000 | 72,808,000 | 81,927,000 |
| Total loans | 53,889,000 | 53,010,000 | 51,102,000 | 58,947,000 |
| Allowance for loan losses | 963,000 | 1,000,000 | 1,032,000 | 899,000 |
| Securities available for sale | 18,065,000 | 16,511,000 | 14,794,000 | 14,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,173,000 | 62,509,000 | 59,765,000 | 67,945,000 |
| Interest-bearing deposits | 51,466,000 | 51,109,000 | 49,790,000 | 50,346,000 |
| Noninterest-bearing deposits | 11,707,000 | 11,400,000 | 9,975,000 | 17,599,000 |
| Equity capital | 10,120,000 | 9,961,000 | 10,121,000 | 10,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,562,000 | 2,315,000 | 3,121,000 |
| Interest expense | 113,000 | 225,000 | 333,000 | 447,000 |
| Net interest income | 666,000 | 1,337,000 | 1,982,000 | 2,674,000 |
| Noninterest income | 104,000 | 194,000 | 294,000 | 389,000 |
| Noninterest expense | 498,000 | 993,000 | 1,508,000 | 2,098,000 |
| Provision for loan losses | 46,000 | 78,000 | 110,000 | 377,000 |
| Pretax income | 226,000 | 472,000 | 677,000 | 607,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 21,000 |
| Net income | 217,000 | 454,000 | 650,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,783,000 | 9,872,000 | 9,866,000 | 9,801,000 |
| Total capital | 10,581,000 | 10,621,000 | 10,584,000 | 10,714,000 |
| Risk-weighted assets | 63,642,000 | 59,638,000 | 57,116,000 | 74,277,000 |