Call reports 2014
FIRST NATIONAL BANK OF HOPE, THE — 2014
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 75,586,000 | 74,534,000 | 73,334,000 | 80,856,000 |
| Total loans | 47,477,000 | 47,694,000 | 48,198,000 | 58,216,000 |
| Allowance for loan losses | 927,000 | 889,000 | 883,000 | 1,012,000 |
| Securities available for sale | 19,294,000 | 19,609,000 | 19,368,000 | 17,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,442,000 | 62,072,000 | 60,608,000 | 60,162,000 |
| Interest-bearing deposits | 52,107,000 | 50,778,000 | 49,380,000 | 48,958,000 |
| Noninterest-bearing deposits | 11,335,000 | 11,294,000 | 11,228,000 | 11,204,000 |
| Equity capital | 9,204,000 | 9,544,000 | 9,798,000 | 9,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,544,000 | 2,294,000 | 3,116,000 |
| Interest expense | 109,000 | 221,000 | 334,000 | 448,000 |
| Net interest income | 672,000 | 1,323,000 | 1,960,000 | 2,668,000 |
| Noninterest income | 90,000 | 178,000 | 297,000 | 387,000 |
| Noninterest expense | 494,000 | 978,000 | 1,457,000 | 2,017,000 |
| Provision for loan losses | 0 | 0 | 0 | 120,000 |
| Pretax income | 268,000 | 534,000 | 811,000 | 883,000 |
| Income tax | 10,000 | 21,000 | 32,000 | 38,000 |
| Net income | 258,000 | 513,000 | 779,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,520,000 | 9,632,000 | 9,756,000 | 9,680,000 |
| Total capital | 10,338,000 | 10,452,000 | 10,581,000 | 10,622,000 |
| Risk-weighted assets | 65,339,000 | 65,553,000 | 65,878,000 | 75,250,000 |