Call reports 2013
FIRST NATIONAL BANK OF HOPE, THE — 2013
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,378,000 | 75,035,000 | 72,496,000 | 76,252,000 |
| Total loans | 32,955,000 | 46,868,000 | 44,136,000 | 51,620,000 |
| Allowance for loan losses | 808,000 | 822,000 | 974,000 | 923,000 |
| Securities available for sale | 8,946,000 | 20,386,000 | 20,122,000 | 19,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,066,000 | 63,954,000 | 62,973,000 | 63,559,000 |
| Interest-bearing deposits | 33,809,000 | 53,008,000 | 51,283,000 | 50,980,000 |
| Noninterest-bearing deposits | 7,257,000 | 10,946,000 | 11,690,000 | 12,579,000 |
| Equity capital | 6,738,000 | 8,754,000 | 8,869,000 | 8,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,196,000 | 2,020,000 | 2,770,000 |
| Interest expense | 64,000 | 156,000 | 258,000 | 355,000 |
| Net interest income | 440,000 | 1,040,000 | 1,762,000 | 2,415,000 |
| Noninterest income | 60,000 | 178,000 | 305,000 | 415,000 |
| Noninterest expense | 342,000 | 835,000 | 1,364,000 | 1,990,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 481,000 | 801,000 | 881,000 |
| Income tax | 9,000 | 19,000 | 31,000 | 44,000 |
| Net income | 239,000 | 462,000 | 770,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,442,000 | 9,311,000 | 9,478,000 | 9,404,000 |
| Total capital | 7,014,000 | 10,106,000 | 10,252,000 | 10,267,000 |
| Risk-weighted assets | 45,515,000 | 62,846,000 | 61,695,000 | 68,947,000 |