Call reports 2012
FIRST NATIONAL BANK OF HOPE, THE — 2012
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,253,000 | 48,025,000 | 46,907,000 | 47,911,000 |
| Total loans | 31,738,000 | 31,886,000 | 30,503,000 | 34,859,000 |
| Allowance for loan losses | 696,000 | 766,000 | 803,000 | 833,000 |
| Securities available for sale | 8,208,000 | 9,150,000 | 9,438,000 | 9,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,940,000 | 40,652,000 | 39,411,000 | 39,670,000 |
| Interest-bearing deposits | 33,389,000 | 33,926,000 | 33,482,000 | 31,794,000 |
| Noninterest-bearing deposits | 6,551,000 | 6,726,000 | 5,929,000 | 7,876,000 |
| Equity capital | 6,661,000 | 6,746,000 | 6,863,000 | 6,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,049,000 | 1,558,000 | 2,071,000 |
| Interest expense | 86,000 | 162,000 | 233,000 | 304,000 |
| Net interest income | 448,000 | 887,000 | 1,325,000 | 1,767,000 |
| Noninterest income | 61,000 | 122,000 | 188,000 | 248,000 |
| Noninterest expense | 315,000 | 632,000 | 959,000 | 1,410,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 194,000 | 377,000 | 557,000 | 608,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 23,000 |
| Net income | 187,000 | 362,000 | 535,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,280,000 | 6,355,000 | 6,429,000 | 6,303,000 |
| Total capital | 6,830,000 | 6,910,000 | 6,969,000 | 6,905,000 |
| Risk-weighted assets | 43,748,000 | 44,211,000 | 42,908,000 | 47,905,000 |