Call reports 2010
FIRST NATIONAL BANK OF HOPE, THE — 2010
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 43,612,000 | 44,295,000 | 45,495,000 | 45,242,000 |
| Total loans | 31,954,000 | 30,724,000 | 30,354,000 | 33,195,000 |
| Allowance for loan losses | 609,000 | 656,000 | 659,000 | 679,000 |
| Securities available for sale | 8,038,000 | 8,918,000 | 9,281,000 | 8,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,436,000 | 36,034,000 | 37,006,000 | 36,871,000 |
| Interest-bearing deposits | 31,162,000 | 31,295,000 | 32,071,000 | 31,673,000 |
| Noninterest-bearing deposits | 4,274,000 | 4,739,000 | 4,935,000 | 5,198,000 |
| Equity capital | 5,747,000 | 5,849,000 | 5,987,000 | 5,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,061,000 | 1,569,000 | 2,099,000 |
| Interest expense | 122,000 | 248,000 | 375,000 | 495,000 |
| Net interest income | 420,000 | 813,000 | 1,194,000 | 1,604,000 |
| Noninterest income | 56,000 | 114,000 | 181,000 | 247,000 |
| Noninterest expense | 274,000 | 546,000 | 828,000 | 1,165,000 |
| Provision for loan losses | 50,000 | 100,000 | 151,000 | 151,000 |
| Pretax income | 181,000 | 349,000 | 480,000 | 619,000 |
| Income tax | 7,000 | 13,000 | 18,000 | 21,000 |
| Net income | 174,000 | 336,000 | 462,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,499,000 | 5,611,000 | 5,687,000 | 5,723,000 |
| Total capital | 6,015,000 | 6,120,000 | 6,197,000 | 6,262,000 |
| Risk-weighted assets | 41,182,000 | 40,591,000 | 40,643,000 | 42,937,000 |