Call reports 2009
FIRST NATIONAL BANK OF HOPE, THE — 2009
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,324,000 | 41,326,000 | 41,229,000 | 42,481,000 |
| Total loans | 32,238,000 | 32,352,000 | 30,068,000 | 32,442,000 |
| Allowance for loan losses | 598,000 | 615,000 | 607,000 | 570,000 |
| Securities available for sale | 6,894,000 | 5,261,000 | 5,286,000 | 6,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,468,000 | 33,381,000 | 33,029,000 | 33,293,000 |
| Interest-bearing deposits | 29,718,000 | 28,938,000 | 29,388,000 | 28,495,000 |
| Noninterest-bearing deposits | 4,750,000 | 4,443,000 | 3,641,000 | 4,798,000 |
| Equity capital | 5,286,000 | 5,425,000 | 5,628,000 | 5,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,051,000 | 1,567,000 | 2,096,000 |
| Interest expense | 148,000 | 286,000 | 418,000 | 544,000 |
| Net interest income | 370,000 | 765,000 | 1,149,000 | 1,552,000 |
| Noninterest income | 62,000 | 124,000 | 185,000 | 247,000 |
| Noninterest expense | 270,000 | 540,000 | 817,000 | 1,141,000 |
| Provision for loan losses | 114,000 | 144,000 | 174,000 | 204,000 |
| Pretax income | 48,000 | 218,000 | 361,000 | 473,000 |
| Income tax | 1,000 | 7,000 | 13,000 | 17,000 |
| Net income | 47,000 | 211,000 | 348,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,118,000 | 5,282,000 | 5,368,000 | 5,375,000 |
| Total capital | 5,611,000 | 5,773,000 | 5,848,000 | 5,891,000 |
| Risk-weighted assets | 39,299,000 | 39,179,000 | 38,260,000 | 40,491,000 |