Call reports 2008
FIRST NATIONAL BANK OF HOPE, THE — 2008
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 39,873,000 | 41,115,000 | 39,145,000 | 39,635,000 |
| Total loans | 30,815,000 | 31,548,000 | 27,565,000 | 30,995,000 |
| Allowance for loan losses | 525,000 | 522,000 | 535,000 | 590,000 |
| Securities available for sale | 6,766,000 | 6,176,000 | 8,291,000 | 6,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,007,000 | 33,668,000 | 32,460,000 | 32,314,000 |
| Interest-bearing deposits | 30,152,000 | 28,949,000 | 28,647,000 | 27,665,000 |
| Noninterest-bearing deposits | 3,855,000 | 4,719,000 | 3,813,000 | 4,649,000 |
| Equity capital | 4,994,000 | 4,876,000 | 4,994,000 | 5,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,201,000 | 1,753,000 | 2,284,000 |
| Interest expense | 260,000 | 480,000 | 676,000 | 840,000 |
| Net interest income | 369,000 | 721,000 | 1,077,000 | 1,444,000 |
| Noninterest income | 71,000 | 134,000 | 211,000 | 269,000 |
| Noninterest expense | 276,000 | 575,000 | 835,000 | 1,134,000 |
| Provision for loan losses | 55,000 | 44,000 | 54,000 | 109,000 |
| Pretax income | 109,000 | 237,000 | 401,000 | 472,000 |
| Income tax | 4,000 | 8,000 | 15,000 | 17,000 |
| Net income | 105,000 | 229,000 | 386,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,921,000 | 4,970,000 | 5,052,000 | 5,071,000 |
| Total capital | 5,368,000 | 5,430,000 | 5,465,000 | 5,536,000 |
| Risk-weighted assets | 35,686,000 | 36,702,000 | 32,923,000 | 37,110,000 |