Call reports 2007
FIRST NATIONAL BANK OF HOPE, THE — 2007
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 43,583,000 | 40,531,000 | 41,576,000 | 40,289,000 |
| Total loans | 32,307,000 | 32,326,000 | 29,625,000 | 32,680,000 |
| Allowance for loan losses | 580,000 | 608,000 | 580,000 | 493,000 |
| Securities available for sale | 5,281,000 | 4,749,000 | 4,765,000 | 4,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,763,000 | 34,864,000 | 35,711,000 | 34,387,000 |
| Interest-bearing deposits | 32,658,000 | 31,125,000 | 31,931,000 | 30,511,000 |
| Noninterest-bearing deposits | 4,105,000 | 3,739,000 | 3,780,000 | 3,876,000 |
| Equity capital | 4,830,000 | 4,785,000 | 4,941,000 | 4,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,530,000 | 2,275,000 | 2,996,000 |
| Interest expense | 305,000 | 613,000 | 916,000 | 1,192,000 |
| Net interest income | 458,000 | 917,000 | 1,359,000 | 1,804,000 |
| Noninterest income | 62,000 | 128,000 | 207,000 | 278,000 |
| Noninterest expense | 268,000 | 588,000 | 858,000 | 1,174,000 |
| Provision for loan losses | 18,000 | 136,000 | 164,000 | 205,000 |
| Pretax income | 234,000 | 321,000 | 544,000 | 703,000 |
| Income tax | 9,000 | 12,000 | 21,000 | 27,000 |
| Net income | 225,000 | 309,000 | 523,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,865,000 | 4,849,000 | 4,963,000 | 4,916,000 |
| Total capital | 5,326,000 | 5,310,000 | 5,399,000 | 5,381,000 |
| Risk-weighted assets | 36,785,000 | 36,724,000 | 34,744,000 | 37,176,000 |