Call reports 2006
FIRST NATIONAL BANK OF HOPE, THE — 2006
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,554,000 | 38,258,000 | 39,011,000 | 42,274,000 |
| Total loans | 30,933,000 | 29,866,000 | 30,560,000 | 34,438,000 |
| Allowance for loan losses | 567,000 | 563,000 | 536,000 | 569,000 |
| Securities available for sale | 6,273,000 | 5,737,000 | 5,803,000 | 5,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,970,000 | 31,778,000 | 31,669,000 | 34,846,000 |
| Interest-bearing deposits | 29,699,000 | 27,834,000 | 28,175,000 | 27,926,000 |
| Noninterest-bearing deposits | 4,271,000 | 3,944,000 | 3,494,000 | 6,920,000 |
| Equity capital | 4,644,000 | 4,671,000 | 4,832,000 | 4,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,348,000 | 2,035,000 | 2,793,000 |
| Interest expense | 226,000 | 447,000 | 690,000 | 988,000 |
| Net interest income | 448,000 | 901,000 | 1,345,000 | 1,805,000 |
| Noninterest income | 54,000 | 124,000 | 194,000 | 276,000 |
| Noninterest expense | 279,000 | 606,000 | 873,000 | 1,207,000 |
| Provision for loan losses | 27,000 | 55,000 | 99,000 | 157,000 |
| Pretax income | 196,000 | 364,000 | 567,000 | 717,000 |
| Income tax | 7,000 | 14,000 | 22,000 | 27,000 |
| Net income | 189,000 | 350,000 | 545,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,738,000 | 4,798,000 | 4,894,000 | 4,790,000 |
| Total capital | 5,180,000 | 5,222,000 | 5,324,000 | 5,269,000 |
| Risk-weighted assets | 35,202,000 | 33,741,000 | 34,289,000 | 38,219,000 |