Call reports 2005
FIRST NATIONAL BANK OF HOPE, THE — 2005
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,722,000 | 37,182,000 | 38,065,000 | 42,399,000 |
| Total loans | 29,770,000 | 28,699,000 | 29,315,000 | 33,866,000 |
| Allowance for loan losses | 635,000 | 585,000 | 545,000 | 598,000 |
| Securities available for sale | 4,608,000 | 5,471,000 | 6,457,000 | 6,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,753,000 | 31,115,000 | 30,796,000 | 32,213,000 |
| Interest-bearing deposits | 28,467,000 | 27,832,000 | 27,535,000 | 28,727,000 |
| Noninterest-bearing deposits | 3,286,000 | 3,283,000 | 3,261,000 | 3,486,000 |
| Equity capital | 4,450,000 | 4,554,000 | 4,612,000 | 4,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,138,000 | 1,724,000 | 2,394,000 |
| Interest expense | 130,000 | 264,000 | 417,000 | 619,000 |
| Net interest income | 446,000 | 874,000 | 1,307,000 | 1,775,000 |
| Noninterest income | 55,000 | 114,000 | 182,000 | 235,000 |
| Noninterest expense | 248,000 | 552,000 | 850,000 | 1,163,000 |
| Provision for loan losses | 25,000 | 51,000 | 108,000 | 264,000 |
| Pretax income | 228,000 | 385,000 | 531,000 | 583,000 |
| Income tax | 9,000 | 15,000 | 21,000 | 22,000 |
| Net income | 219,000 | 370,000 | 510,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,497,000 | 4,578,000 | 4,648,000 | 4,629,000 |
| Total capital | 4,915,000 | 4,984,000 | 5,067,000 | 5,102,000 |
| Risk-weighted assets | 33,217,000 | 32,307,000 | 33,388,000 | 37,746,000 |