Call reports 2004
FIRST NATIONAL BANK OF HOPE, THE — 2004
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,926,000 | 36,980,000 | 38,075,000 | 39,195,000 |
| Total loans | 29,619,000 | 29,461,000 | 29,409,000 | 33,087,000 |
| Allowance for loan losses | 615,000 | 580,000 | 589,000 | 648,000 |
| Securities available for sale | 5,116,000 | 5,058,000 | 5,030,000 | 4,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,958,000 | 31,060,000 | 31,955,000 | 31,884,000 |
| Interest-bearing deposits | 27,606,000 | 27,347,000 | 28,049,000 | 27,763,000 |
| Noninterest-bearing deposits | 3,352,000 | 3,713,000 | 3,906,000 | 4,121,000 |
| Equity capital | 4,429,000 | 4,410,000 | 4,593,000 | 4,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 968,000 | 1,475,000 | 2,034,000 |
| Interest expense | 112,000 | 219,000 | 331,000 | 452,000 |
| Net interest income | 367,000 | 749,000 | 1,144,000 | 1,582,000 |
| Noninterest income | 68,000 | 121,000 | 195,000 | 259,000 |
| Noninterest expense | 246,000 | 533,000 | 778,000 | 1,099,000 |
| Provision for loan losses | 24,000 | 24,000 | 44,000 | 164,000 |
| Pretax income | 165,000 | 313,000 | 515,000 | 572,000 |
| Income tax | 7,000 | 13,000 | 22,000 | 19,000 |
| Net income | 158,000 | 300,000 | 493,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,344,000 | 4,426,000 | 4,559,000 | 4,348,000 |
| Total capital | 4,747,000 | 4,830,000 | 4,968,000 | 4,801,000 |
| Risk-weighted assets | 32,035,000 | 32,181,000 | 32,552,000 | 36,062,000 |