Call reports 2003
FIRST NATIONAL BANK OF HOPE, THE — 2003
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,718,000 | 36,791,000 | 37,504,000 | 37,322,000 |
| Total loans | 28,948,000 | 28,320,000 | 23,969,000 | 30,532,000 |
| Allowance for loan losses | 610,000 | 586,000 | 568,000 | 667,000 |
| Securities available for sale | 5,574,000 | 5,515,000 | 5,302,000 | 5,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,178,000 | 31,167,000 | 31,826,000 | 30,623,000 |
| Interest-bearing deposits | 28,124,000 | 27,535,000 | 28,190,000 | 26,900,000 |
| Noninterest-bearing deposits | 3,054,000 | 3,632,000 | 3,636,000 | 3,723,000 |
| Equity capital | 4,308,000 | 4,372,000 | 4,404,000 | 4,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 992,000 | 1,437,000 | 1,891,000 |
| Interest expense | 140,000 | 272,000 | 402,000 | 525,000 |
| Net interest income | 350,000 | 720,000 | 1,035,000 | 1,366,000 |
| Noninterest income | 44,000 | 93,000 | 155,000 | 238,000 |
| Noninterest expense | 220,000 | 479,000 | 715,000 | 995,000 |
| Provision for loan losses | 57,000 | 93,000 | 128,000 | 264,000 |
| Pretax income | 117,000 | 241,000 | 347,000 | 345,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 12,000 |
| Net income | 112,000 | 231,000 | 332,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,194,000 | 4,263,000 | 4,314,000 | 4,246,000 |
| Total capital | 4,584,000 | 4,650,000 | 4,660,000 | 4,660,000 |
| Risk-weighted assets | 30,977,000 | 30,724,000 | 27,479,000 | 32,875,000 |