Call reports 2002
FIRST NATIONAL BANK OF HOPE, THE — 2002
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,646,000 | 34,580,000 | 35,477,000 | 35,440,000 |
| Total loans | 27,064,000 | 27,249,000 | 24,892,000 | 27,963,000 |
| Allowance for loan losses | 455,000 | 517,000 | 551,000 | 578,000 |
| Securities available for sale | 4,976,000 | 5,021,000 | 6,220,000 | 5,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,935,000 | 29,928,000 | 30,686,000 | 30,108,000 |
| Interest-bearing deposits | 26,910,000 | 26,888,000 | 27,590,000 | 27,257,000 |
| Noninterest-bearing deposits | 3,025,000 | 3,040,000 | 3,096,000 | 2,851,000 |
| Equity capital | 4,246,000 | 4,264,000 | 4,387,000 | 4,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,047,000 | 1,567,000 | 2,046,000 |
| Interest expense | 188,000 | 362,000 | 527,000 | 683,000 |
| Net interest income | 333,000 | 685,000 | 1,040,000 | 1,363,000 |
| Noninterest income | 33,000 | 76,000 | 160,000 | 208,000 |
| Noninterest expense | 217,000 | 434,000 | 648,000 | 914,000 |
| Provision for loan losses | 12,000 | 148,000 | 219,000 | 340,000 |
| Pretax income | 139,000 | 182,000 | 336,000 | 365,000 |
| Income tax | 6,000 | 8,000 | 14,000 | 14,000 |
| Net income | 133,000 | 174,000 | 322,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,107,000 | 4,098,000 | 4,185,000 | 4,132,000 |
| Total capital | 4,470,000 | 4,464,000 | 4,521,000 | 4,502,000 |
| Risk-weighted assets | 29,011,000 | 29,142,000 | 27,042,000 | 29,363,000 |