Call reports 2001
FIRST NATIONAL BANK OF HOPE, THE — 2001
What FIRST NATIONAL BANK OF HOPE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,022,000 | 32,670,000 | 33,138,000 | 34,166,000 |
| Total loans | 21,994,000 | 24,018,000 | 23,156,000 | 27,278,000 |
| Allowance for loan losses | 427,000 | 451,000 | 483,000 | 510,000 |
| Securities available for sale | 6,987,000 | 6,699,000 | 5,877,000 | 4,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,789,000 | 25,732,000 | 28,276,000 | 29,345,000 |
| Interest-bearing deposits | 23,342,000 | 23,301,000 | 25,780,000 | 26,491,000 |
| Noninterest-bearing deposits | 2,447,000 | 2,431,000 | 2,496,000 | 2,854,000 |
| Equity capital | 4,215,000 | 4,237,000 | 4,317,000 | 4,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,327,000 | 1,897,000 | 2,460,000 |
| Interest expense | 309,000 | 599,000 | 854,000 | 1,079,000 |
| Net interest income | 373,000 | 728,000 | 1,043,000 | 1,381,000 |
| Noninterest income | 37,000 | 79,000 | 119,000 | 160,000 |
| Noninterest expense | 206,000 | 452,000 | 660,000 | 906,000 |
| Provision for loan losses | 10,000 | 70,000 | 95,000 | 120,000 |
| Pretax income | 194,000 | 285,000 | 457,000 | 565,000 |
| Income tax | 8,000 | 12,000 | 16,000 | 26,000 |
| Net income | 186,000 | 273,000 | 441,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,966,000 | 4,003,000 | 4,111,000 | 4,034,000 |
| Total capital | 4,272,000 | 4,333,000 | 4,425,000 | 4,398,000 |
| Risk-weighted assets | 24,329,000 | 26,287,000 | 24,962,000 | 28,991,000 |