Call reports 2025
HENDERSON STATE BANK — 2025
What HENDERSON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 502,102,000 | 548,726,000 | 603,080,000 | 635,427,000 |
| Total loans | 407,033,000 | 449,192,000 | 493,273,000 | 512,294,000 |
| Allowance for loan losses | 3,358,000 | 3,436,000 | 3,203,000 | 3,515,000 |
| Securities available for sale | 70,387,000 | 74,062,000 | 76,865,000 | 79,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,045,000 | 432,619,000 | 444,661,000 | 483,606,000 |
| Interest-bearing deposits | 379,555,000 | 398,824,000 | 409,962,000 | 429,324,000 |
| Noninterest-bearing deposits | 39,490,000 | 33,795,000 | 34,699,000 | 54,282,000 |
| Equity capital | 48,479,000 | 53,173,000 | 56,487,000 | 65,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,818,000 | 16,596,000 | 26,356,000 | 36,586,000 |
| Interest expense | 3,458,000 | 7,187,000 | 11,350,000 | 15,655,000 |
| Net interest income | 4,360,000 | 9,409,000 | 15,006,000 | 20,931,000 |
| Noninterest income | 396,000 | 754,000 | 1,201,000 | 1,589,000 |
| Noninterest expense | 2,364,000 | 4,874,000 | 7,538,000 | 10,483,000 |
| Provision for loan losses | 74,000 | 149,000 | 401,000 | 702,000 |
| Pretax income | 2,321,000 | 5,140,000 | 8,284,000 | 11,380,000 |
| Income tax | 489,000 | 1,073,000 | 1,623,000 | 2,295,000 |
| Net income | 1,832,000 | 4,067,000 | 6,661,000 | 9,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,819,000 | 55,125,000 | 56,866,000 | 65,293,000 |