Call reports 2023
HENDERSON STATE BANK — 2023
What HENDERSON STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 269,732,000 | 295,197,000 | 321,863,000 | 337,319,000 |
| Total loans | 217,739,000 | 241,039,000 | 261,029,000 | 274,396,000 |
| Allowance for loan losses | 3,257,000 | 3,268,000 | 3,269,000 | 3,271,000 |
| Securities available for sale | 41,646,000 | 43,010,000 | 42,557,000 | 45,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,345,000 | 218,346,000 | 230,162,000 | 254,733,000 |
| Interest-bearing deposits | 184,815,000 | 197,487,000 | 207,586,000 | 215,424,000 |
| Noninterest-bearing deposits | 26,530,000 | 20,859,000 | 22,576,000 | 39,309,000 |
| Equity capital | 32,502,000 | 32,827,000 | 32,299,000 | 34,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,786,000 | 7,949,000 | 12,677,000 | 17,721,000 |
| Interest expense | 1,168,000 | 2,768,000 | 4,808,000 | 7,139,000 |
| Net interest income | 2,618,000 | 5,181,000 | 7,869,000 | 10,582,000 |
| Noninterest income | 198,000 | 399,000 | 592,000 | 799,000 |
| Noninterest expense | 1,295,000 | 2,562,000 | 3,975,000 | 5,472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,527,000 | 2,999,000 | 4,478,000 | 5,895,000 |
| Income tax | 300,000 | 574,000 | 834,000 | 1,085,000 |
| Net income | 1,227,000 | 2,425,000 | 3,644,000 | 4,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,367,000 | 36,900,000 | 37,445,000 | 37,941,000 |