Call reports 2020
HENDERSON STATE BANK — 2020
What HENDERSON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 260,858,000 | 284,075,000 | 281,773,000 | 273,030,000 |
| Total loans | 199,020,000 | 218,499,000 | 210,358,000 | 218,557,000 |
| Allowance for loan losses | 2,245,000 | 3,300,000 | 3,309,000 | 3,037,000 |
| Securities available for sale | 46,242,000 | 51,841,000 | 40,526,000 | 42,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,920,000 | 197,066,000 | 194,107,000 | 181,891,000 |
| Interest-bearing deposits | 163,795,000 | 179,317,000 | 175,104,000 | 161,917,000 |
| Noninterest-bearing deposits | 16,125,000 | 17,749,000 | 19,003,000 | 19,974,000 |
| Equity capital | 30,357,000 | 33,325,000 | 33,891,000 | 33,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,164,000 | 6,168,000 | 9,147,000 | 12,355,000 |
| Interest expense | 1,059,000 | 2,068,000 | 3,044,000 | 3,919,000 |
| Net interest income | 2,105,000 | 4,100,000 | 6,103,000 | 8,436,000 |
| Noninterest income | 133,000 | 556,000 | 680,000 | 461,000 |
| Noninterest expense | 1,230,000 | 2,402,000 | 3,615,000 | 4,809,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 858,000 | 2,056,000 | 4,496,000 | 5,429,000 |
| Income tax | -18,000 | 398,000 | 864,000 | 950,000 |
| Net income | 876,000 | 1,658,000 | 3,632,000 | 4,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,693,000 | 31,475,000 | 33,054,000 | 33,003,000 |
| Total capital | 32,938,000 | — | — | — |
| Risk-weighted assets | 229,101,000 | — | — | — |