Call reports 2019
HENDERSON STATE BANK — 2019
What HENDERSON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 269,211,000 | 261,745,000 | 268,466,000 | 266,188,000 |
| Total loans | 212,798,000 | 204,766,000 | 199,745,000 | 204,203,000 |
| Allowance for loan losses | 3,249,000 | 3,282,000 | 3,353,000 | 2,917,000 |
| Securities available for sale | 47,027,000 | 47,503,000 | 45,639,000 | 48,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,587,000 | 175,895,000 | 187,854,000 | 184,160,000 |
| Interest-bearing deposits | 160,053,000 | 157,358,000 | 171,945,000 | 165,901,000 |
| Noninterest-bearing deposits | 17,534,000 | 18,537,000 | 15,909,000 | 18,259,000 |
| Equity capital | 27,969,000 | 29,956,000 | 29,774,000 | 30,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,308,000 | 6,990,000 | 10,307,000 | 13,683,000 |
| Interest expense | 1,065,000 | 2,152,000 | 3,246,000 | 4,358,000 |
| Net interest income | 2,243,000 | 4,838,000 | 7,061,000 | 9,325,000 |
| Noninterest income | 123,000 | 265,000 | 427,000 | 572,000 |
| Noninterest expense | 2,607,000 | 3,751,000 | 3,499,000 | 4,542,000 |
| Provision for loan losses | 30,000 | 60,000 | 3,361,000 | 3,511,000 |
| Pretax income | -319,000 | 1,244,000 | 601,000 | 1,818,000 |
| Income tax | -116,000 | 160,000 | -20,000 | 71,000 |
| Net income | -203,000 | 1,084,000 | 621,000 | 1,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,947,000 | 29,234,000 | 28,772,000 | 29,817,000 |
| Total capital | 30,958,000 | 32,135,000 | 31,673,000 | 32,725,000 |
| Risk-weighted assets | 240,656,000 | 231,772,000 | 231,684,000 | 232,704,000 |