Call reports 2018
HENDERSON STATE BANK — 2018
What HENDERSON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 261,206,000 | 255,637,000 | 265,298,000 | 268,211,000 |
| Total loans | 209,151,000 | 199,356,000 | 201,175,000 | 207,693,000 |
| Allowance for loan losses | 3,236,000 | 3,158,000 | 3,187,000 | 3,219,000 |
| Securities available for sale | 43,087,000 | 43,541,000 | 41,592,000 | 41,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,414,000 | 173,621,000 | 184,945,000 | 182,487,000 |
| Interest-bearing deposits | 153,029,000 | 156,178,000 | 168,586,000 | 156,600,000 |
| Noninterest-bearing deposits | 16,385,000 | 17,443,000 | 16,359,000 | 25,887,000 |
| Equity capital | 29,105,000 | 30,240,000 | 29,509,000 | 28,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,112,000 | 6,338,000 | 9,597,000 | 12,979,000 |
| Interest expense | 811,000 | 1,675,000 | 2,604,000 | 3,633,000 |
| Net interest income | 2,301,000 | 4,663,000 | 6,993,000 | 9,346,000 |
| Noninterest income | 125,000 | 342,000 | 478,000 | -179,000 |
| Noninterest expense | 1,065,000 | 2,103,000 | 3,231,000 | 4,427,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,331,000 | 2,842,000 | 4,152,000 | 4,621,000 |
| Income tax | 237,000 | 484,000 | 709,000 | 766,000 |
| Net income | 1,094,000 | 2,358,000 | 3,443,000 | 3,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,487,000 | 30,651,000 | 30,237,000 | 29,151,000 |
| Total capital | 32,414,000 | 33,499,000 | 33,120,000 | 32,106,000 |
| Risk-weighted assets | 233,913,000 | 227,602,000 | 230,399,000 | 236,168,000 |